PA Motor Vehicle Damage Appraiser's License Questions and Answers 100% Pass Question : True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license &
display it to an owner of the vehicle or shop upon request:
CORRECT ANSWER : true
Question : What are the number of business days you have
per Act 361 to inspect vehicle?
CORRECT ANSWER : 6
Question : How many days after an inspection should a total
loss be offered to the owner?
CORRECT ANSWER : 5
Question : Aftermarket parts can only be used when?
CORRECT ANSWER : The parts are listed and coded in the
estimate
Question : What is aftermarket and why is it considered
aftermarket?
CORRECT ANSWER : "nonoriginal equipment
manufacturer (non-OEM) replacement part, either new or used, for any of the nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and outer panels." a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same part. New part - never used. A/M
Question : What is the duty of the claimant after the loss?
CORRECT ANSWER : Provide a date, time and facts of the
loss
Question : True or False: Appraisals should always be signed by the appraiser?
CORRECT ANSWER: True
Question : What is betterment?
CORRECT ANSWER : The act or process of improving
something. When a part is used on a car that makes the car more valuable than it was prior to the loss.
Question : Which would be an example of an additional
interest to the policy?
CORRECT ANSWER : Lienholder
Question : Which is not a peril in reference to auto insurance?
CORRECT ANSWER : Wind/hail is not a peril (fire, theft
and collision are perils) ( Another exam has collision as the answer?)
Question : What is a peril?
CORRECT ANSWER : Something that may cause injury,
harm or loss. (on another exam answer- Damage to another person, damage to another vehicle & cause of loss )
Question : An appraiser's license shall expire annually at
midnight on this day?
CORRECT ANSWER : June 30
Question : Who determines the amount of damage to the
vehicle?
CORRECT ANSWER : Appraiser
Question : What does an adjuster do
CORRECT ANSWER : "A natural person in this
Commonwealth who makes appraisals of motor vehicle physical damage."
Question : How old do you have to be to get your PA
appraiser's license
CORRECT ANSWER : 18 years old
Question : If your appraiser's license is expired more than 60
days, what do you have to do
